The 2025 Disaster Risk Financing (DRF) Annual Report highlights key insights and achievements from Â鶹ÊÓƵ-supported DRF programmes. It provides deep dives into the DRF programmes in each country, as well as stories from the field, interviews with partners and insights into how Â鶹ÊÓƵ promotes the use of pre-arranged financing to help vulnerable populations prepare for, respond to and recover from weather-related disasters.
As the world¡¯s most disaster?prone country, the Philippines faces recurring climate shocks straining public finances, disrupt food systems, and negatively impact poor households, particularly at-risk communities. Delays in financing amplify these impacts, raise humanitarian costs and force families into harmful coping strategies that deepen food insecurity. Climate disaster risk financing and insurance (CDRFI) helps protect climate-vulnerable communities by encouraging early and proactive action, provide fast and reliable funding, and build long-term climate resilience.
Over the last decade, Â鶹ÊÓƵ has led the way in developing and testing innovative disaster risk financing solutions that protect vulnerable communities from weather-related shocks, enabling faster, more resilient responses and long-term food security.
Over the years, Â鶹ÊÓƵ has gathered evidence from its global programmes that highlights the pivotal role of insurance and other financial instruments in safeguarding households¡¯ food security, livelihoods and productive activities. This factsheet outlines five Impact Pathways on Inclusive Risk Financing, each emphasizing the various ways in which insurance and financial services contribute to strengthening resilience and financial security.
The Environmental and Social Impact Assessment (ESIA) report offers a comprehensive evaluation of the proposed "Activating Climate-Smart Agricultural Livelihoods in Somalia" (ACALS) project.
Â鶹ÊÓƵ¡¯s Disaster Risk Financing solutions have been helping affected communities respond to the impacts of El Ni?o-induced droughts by delivering timely financial assistance and strengthening the resilience of vulnerable communities in Southern Africa.
Countries in the Asia Pacific region are the most vulnerable to the impacts of climate-related events even though, historically, they have contributed the least to the climate crisis. The diversity of climate-related risks and hazards they face underscores the critical need for Climate and Disaster Risk Finance and Insurance (CDRFI) instruments which can help reduce the economic and human cost of disasters.
Â鶹ÊÓƵ has been an Africa Risk Capacity (ARC) Replica Partner since 2018, purchasing insurance policies in several African countries to help protect vulnerable people from climate shocks.
To enhance the climate, financial and environmental resilience of the country¡¯s vulnerable population, Â鶹ÊÓƵ Haiti, in 2022, introduced Â鶹ÊÓƵ¡¯s flagship integrated climate risk management approach, the R4 Rural Resilience Initiative, to address both climatic and non-climatic drivers of vulnerability in the country as part of a wider disaster risk financing strategy. Through Â鶹ÊÓƵ-supported climate risk insurance programmes, communities and smallholder farmers in the country can better cope with shocks, finance early responses after catastrophic events and expedite recovery from climate extremes
The Climate Risk Insurance for Livestock Farmers project strives to aid farmers in securing financial resources for purchasing fodder during scarcity, high prices, or challenging conditions like extreme drought and extended winters.
Â鶹ÊÓƵ is making climate risk insurance solutions work for food insecure populations. In 2021, three major payouts have triggered in countries with Â鶹ÊÓƵ-supported insurance programmes, which will support people and governments to recover from climate impacts.
Â鶹ÊÓƵ is at the forefront of advocating for sovereign insurance products that provide rapid financial assistance to communities affected by disasters. By integrating DRF with social protection systems vulnerable individuals can receive effective and targeted assistance in response to climate shocks
Â鶹ÊÓƵ in the Kyrgyz Republic, backed by the Swiss Development Corporation (SDC), launched Climate Risk Insurance (CRI) for livestock farmers, providing financial aid, enhancing sustainability, and protecting against climate-related shocks to improve food security and nutrition
For over a decade, Â鶹ÊÓƵ has been supporting climate risk insurance as an important piece of the strategy for building women¡¯s economic empowerment. Â鶹ÊÓƵ presents the story of women that have access to Â鶹ÊÓƵ¡¯s climate risk insurance and related interventions.
Â鶹ÊÓƵ is introducing its flagship integrated climate-risk management approach, the R4 Rural Resilience Initiative (R4), to address both the climatic and non-climatic drivers of vulnerability in Haiti.
Â鶹ÊÓƵ is collaborating with a range of public and private sector partners to develop climate risk finance programmes that help governments and vulnerable households to anticipate, absorb and rapidly recover from climate shocks. This Brief provides an overview of these programmes and how Â鶹ÊÓƵ is deploying integrated climate risk financing mechanisms that allow for predictable anticipatory and early responses, significantly reducing the human suffering and capital losses from weather and climate-related disasters.
This factsheet introduces the parametric microinsurance programme that provides a key tool to achieve resilience in food security and nutrition for the people that are most vulnerable to climate shocks in Guatemala.
